Home Insurance typically includes two products, Buildings Insurance and Contents Insurance.
Although it isn’t compulsory to have buildings insurance if you own your own home it is usually a condition of the mortgage. You will need building insurance cover to protect you if your home is damaged and needs repairing. This type of insurance should be a priority for homeowners.
Buildings insurance covers the cost of rebuilding or repairing your home if it gets damaged. Whilst policies will differ between insurance companies you may be able to claim if your home suffers damage by:
This list is not exhaustive but gives examples of what buildings insurance can cover.
Contents insurance provides you with cover for any items that are not a part of your home. This includes items such as:
Contents insurance policies can be tailor made to cover the items most valuable to you and your family. Policies can also be adapted to cover valuables that are lost or damaged when they are outside the home.
Supreme Court Judgement in FCA’s business interruption insurance test case
The Supreme Court delivered its Judgement on the 15th January 2021, and has predominantly allowed the FCA’s appeal in favour of policyholders whose policy wordings formed the subject of the Test Case. Whilst some clarity has now been provided by the Judgement, it is extremely important to stress that this
Driving your vehicle in the EU in the event of no-deal Brexit.
In the event of a no-deal Brexit, those of you who intend to drive your vehicle in the EU will need to make sure you have a Green Card issued by your insurance provider. If you currently hold your car insurance with us and you think you may require a
Inside this issue of our Newsletter: Make Cyber Insurance a priority/ Trade Credit: The lifeline Brexit-Era businesses require/ Businesses urged not to be allergic to Public Liability Insurance purchase/ With great power comes great D&O responsibility/ Avoid being one of the 43% of businesses with inadequate business interruption cover. Please