There are special risks involved in such businesses and all sorts of factors outside of your control could affect the day-to-day operation and financial performance – everything from poor weather conditions to livestock diseases.
It’s therefore essential that your business is protected; such as your farm buildings, agricultural equipment, livestock and crops. If you’re an employer, by law you’re required to take out cover for employees in case of injury while working for you and operating machinery or vehicles.
We understand that Farming is a diverse and complex industry and with many farmers now looking to extend their revenue streams by adding to their traditional activities, it is important to choose a broker who can assess every aspect of your business and tailor the most appropriate cover to your needs. We can provide reassurance that your insurance cover is fit for purpose and a full assessment of your business will ensure that you are only paying for the cover that you really need.
Whatever you farm, we’ll work with you to gain a clear understanding of your business and offer an insurance package that gives you complete protection and peace of mind.
Supreme Court Judgement in FCA’s business interruption insurance test case
The Supreme Court delivered its Judgement on the 15th January 2021, and has predominantly allowed the FCA’s appeal in favour of policyholders whose policy wordings formed the subject of the Test Case. Whilst some clarity has now been provided by the Judgement, it is extremely important to stress that this
Driving your vehicle in the EU in the event of no-deal Brexit.
In the event of a no-deal Brexit, those of you who intend to drive your vehicle in the EU will need to make sure you have a Green Card issued by your insurance provider. If you currently hold your car insurance with us and you think you may require a
Inside this issue of our Newsletter: Make Cyber Insurance a priority/ Trade Credit: The lifeline Brexit-Era businesses require/ Businesses urged not to be allergic to Public Liability Insurance purchase/ With great power comes great D&O responsibility/ Avoid being one of the 43% of businesses with inadequate business interruption cover. Please