{"id":48,"date":"2016-07-01T12:26:13","date_gmt":"2016-07-01T11:26:13","guid":{"rendered":"https:\/\/macdonaldgroup.uk\/?page_id=48"},"modified":"2016-09-05T13:33:30","modified_gmt":"2016-09-05T12:33:30","slug":"home-insurance","status":"publish","type":"page","link":"https:\/\/macdonaldgroup.uk\/personal-insurance\/home-insurance\/","title":{"rendered":"Home Insurance"},"content":{"rendered":"<p>Home Insurance typically includes two products, Buildings Insurance and Contents Insurance.<\/p>\n<h2>Buildings Insurance<\/h2>\n<p>Although it isn\u2019t compulsory to have buildings insurance if you own your own home it is usually a condition of the mortgage. You will need building insurance cover to protect you if your home is damaged and needs repairing. This type of insurance should be a priority for homeowners.<\/p>\n<p>Buildings insurance covers the cost of rebuilding or repairing your home if it gets damaged. Whilst policies will differ between insurance companies you may be able to claim if your home suffers damage by:<\/p>\n<ul>\n<li>Floods or storms<\/li>\n<li>Falling trees<\/li>\n<li>Vandalism<\/li>\n<li>Fire<\/li>\n<li>Explosions<\/li>\n<li>Subsidence<\/li>\n<li>Car or lorry collisions<\/li>\n<li>Leaking pipes causing water damage<\/li>\n<\/ul>\n<p>This list is not exhaustive but gives examples of what buildings insurance can cover.<\/p>\n<h2>Contents Insurance<\/h2>\n<p>Contents insurance provides you with cover for any items that are not a part of your home. This includes items such as:<\/p>\n<ul>\n<li>Furniture<\/li>\n<li>Jewellery<\/li>\n<li>Clothing<\/li>\n<li>Electrical items<\/li>\n<li>Other personal goods and valuables<\/li>\n<\/ul>\n<p>Contents insurance policies can be tailor made to cover the items most valuable to you and your family. Policies can also be adapted to cover valuables that are lost or damaged when they are outside the home.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"Home Insurance typically includes two products, Buildings Insurance and Contents Insurance. Buildings Insurance Although it isn\u2019t compulsory to have buildings insurance if you own your own home it is usually a condition of the mortgage. You will need building insurance cover to protect you if your home is damaged and","protected":false},"author":1,"featured_media":757,"parent":46,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home Insurance for Buildings and Contents - MacDonald Group<\/title>\n<meta name=\"description\" content=\"Home Insurance Buildings &amp; Contents covers the cost of rebuilding or repairing your home, as well as replacement of items from your home if it gets damaged.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/macdonaldgroup.uk\/personal-insurance\/home-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Insurance for Buildings and Contents - 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