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Home Insurance

  • Call us
    • MacDonald Partnership

      Inverness: 01463 223555
      Wick: 01955 605308

    • Rankin Risk Solutions

      Perth: 01738 509990

    • Capital Consultants

      Inverness: 01463 223 555

    • AbbeySpring Hill

      Fife: 01592 756711

Home Insurance typically includes two products, Buildings Insurance and Contents Insurance.

Buildings Insurance

Although it isn’t compulsory to have buildings insurance if you own your own home it is usually a condition of the mortgage. You will need building insurance cover to protect you if your home is damaged and needs repairing. This type of insurance should be a priority for homeowners.

Buildings insurance covers the cost of rebuilding or repairing your home if it gets damaged. Whilst policies will differ between insurance companies you may be able to claim if your home suffers damage by:

  • Floods or storms
  • Falling trees
  • Vandalism
  • Fire
  • Explosions
  • Subsidence
  • Car or lorry collisions
  • Leaking pipes causing water damage

This list is not exhaustive but gives examples of what buildings insurance can cover.

Contents Insurance

Contents insurance provides you with cover for any items that are not a part of your home. This includes items such as:

  • Furniture
  • Jewellery
  • Clothing
  • Electrical items
  • Other personal goods and valuables

Contents insurance policies can be tailor made to cover the items most valuable to you and your family. Policies can also be adapted to cover valuables that are lost or damaged when they are outside the home.

 

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The MacDonald Group is made up of four businesses. Together we make one bigger, stronger and more agile Independent Insurance Broking and Financial Services business under the name of MacDonald Group.

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