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Personal Insurance

Personal Insurance can be looked after by any member of our Personal Lines Team and this can be anything from a short term holiday insurance to covering your home and contents and private motor insurances.

  • Call us
    • MacDonald Partnership

      Inverness: 01463 223555
      Wick: 01955 605308

    • Rankin Risk Solutions

      Perth: 01738 509990

    • Capital Consultants

      Inverness: 01463 223 555

    • AbbeySpring Hill

      Fife: 01592 756711

Our experienced team will look after your needs and will be able to liaise with you and the insurers in the event of a claim or an accident to ensure that the inconvenience is kept to a minimum.

Although most insurers offer a 24Hr claims service, during office hours, we are always on hand to offer advice or to mediate with the insurers and act on your behalf should the need arise.



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The MacDonald Group is made up of four businesses. Together we make one bigger, stronger and more agile Independent Insurance Broking and Financial Services business under the name of MacDonald Group.

Our Services

Home Insurance

Buildings & Contents Insurance

Buildings & Contents insurance covers the cost of rebuilding or repairing your home, as well as the replacement of items from your home if it gets damaged. Whilst policies will differ between insurance companies you may be able to claim if your home suffers damage by:

  • Floods or storms
  • Falling trees
  • Vandalism
  • Fire
  • Explosions
  • Subsidence
  • Car or lorry collisions
  • Leaking pipes causing water damage

Contents insurance policies can be tailor made to cover the items most valuable to you and your family. Policies can also be adapted to cover valuables that are lost or damaged when they are outside the home.

High Net Worth

For those who have a bit more to protect we can provide you with specialist cover, as there can be various reasons why a standard home insurance policy may not be suitable for your needs, these include things like living within an old property, a large property, a grade-2 listed building or a property of unusual construction

Motor Insurance

Whether you have recently passed your test, are a retired driver, have a poor claims history or have never made a claim, regardless of who you are and what you drive we will aim to find you the best cover at a competitive price.

We can discuss how your circumstances effect your insurance premiums and what you can do to reduce them.

Travel Insurance

We offer a wide range of travel insurance cover to protect you when travelling in Europe, Worldwide, or right here in the UK.

Whether it’s an annual family holiday, a weekend away, or a gap year travelling Europe, whilst your focus will be enjoying your trip there are many potential risks that could happen before you go and during your trip where travel insurance can help.

Some insurers on our Panel

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